One of the greatest draws to living in Southeastern Massachusetts and the Cape is the proximity of the Atlantic Ocean. With miles of sandy beaches and scenic views, the shoreline has a lot to offer local full and part-time residents. Of course, we prefer to think only of perfect weather and fun-filled activities when it comes to living on the beach, however, the truth is the ocean also plays host to a handful of tragic events, including volatile hurricanes, aggressive winds, storm surges, flooding and more.

Nationwide flooding has and continues to be a significant problem for homeowners regardless of their proximity to water. As residents of the Cape and Southeastern Massachusetts, it is critical to not only have proper flood insurance, but to be aware of our community’s unique flood risks. In fact, according to the FEMA Flood Map, many of our beloved towns sit in what’s considered a high risk flood zone, including most, if not all, of Bourne and Buzzard’s Bay. However, regardless of your pre-determined flood zone, you and your home may be at risk for flood damage, a peril that is not covered by standard home, condo or renters insurance policies.

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With almost a century of experience, Hart Insurance has helped local homeowners navigate the complexities of proper flood insurance. From discussing Massachusetts’ designated flood zones, to common risks, including ice dams, snow melt, ocean and river flooding, and tropical storms, to sharing best practices on preparing your home for a flood, our experienced team is dedicated to providing you with peace of mind and protection.

Despite how complicated flood insurance can be, our approach is straightforward and simple. When you partner with Hart, our team will get to know you, your home, and your risk for flood on an individual level. Why is this important? Because understanding where you live, your proximity to water, and your flood history allows us to not only tailor your insurance coverages, but also ensure that you and your things are financially protected from the devastating aftermath of a flood. Plus, getting to know you on a personal level helps us simplify the entire insurance process. Once we understand your unique needs we can provide you with everything you need, and none of the things you don’t.

To learn more about our dedicated team or to receive your complimentary flood insurance quote, contact us today at 508-759-7326.